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Sheffield Credit Union: Loans reviews

4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Excellent

4
All fast response always make sure uts affordable friendly staff and really good for saving money Reviewed on: 9th June 2021

Very good and staff they are friendly

5
It's so quick and easy to get a loan from Credit Union and they don't take long to give you answer Reviewed on: 9th June 2021

Great value and service

5
I would recommend Sheffield Credit Union to anyone. They have affordable and value for money loans and other services including savings which are easily accessible via an online account. The payback interest is probably one of the cheapest compared to larger organisations. Great value and service. Reviewed on: 9th June 2021

Credit union

5
Great service all round always helpful great customer service Reviewed on: 9th June 2021

Great services

5
Really help full excellent service really friendly team Reviewed on: 9th June 2021

Great service would highly recommend

5
Great service provided to customers would very highly recommend Reviewed on: 9th June 2021

Excellent customer focused and friendly

5
I joined the SCU some years ago and my original plan was not to use it for savings but after very short time I decided that I like to use it as my preferred place to save as much as allowed. This was because of my very positive experience of service provided regardless of your gender, ethnicity, disability, social background. I hope we continue to receive same quality of service Reviewed on: 9th June 2021

Easy access

5
I like to save some each month for holidays Reviewed on: 9th June 2021

Small, friendly and helpful

5
Years ago Sheffield Credit Union lent me money to redecorate the bathroom. Nowadays I save money knowing that this can be used to help others. There may be a time when I need to borrow again and I know that the repayments will be affordable. Reviewed on: 9th June 2021

Best ever

5
Great service very understanding listens to your needs Reviewed on: 9th June 2021

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