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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2598 reviews)

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4.94

Based on 2,598 reviews, last reviewed 29th Jun 2025

36000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The process from start to finish is simple and fast... The process from start to finish is simple and fast and the payments are manageable and the savings scheme is bang on Reviewed on: 29th June 2025

Latest lowest rating:

2

I have had a bad experience trying to apply for loan... I have had a bad experience trying to apply for loan based on my savings. I have never been considered. I have been saving with the Union for almost 2... Read more Reviewed on: 7th April 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2598)

Responsible and helpful

Always been then I have needed them and as I pay back my loan I also save a little too. With protected savings I am able to save for the first time in my life. Would highly recommend. Reviewed on: 24th June 2020

Excellent and fair lender

I am a member of the Sheffield Credit Union and my experience of using their services has been very positive. The staff are very friendly and helpful. Loan application process is easy and efficient. Information leaflets are easy to read and informative. Reviewed on: 24th June 2020

Excellent

Borrowed £1000. Filled in forms,money was in bank a few days later Reviewed on: 24th June 2020

Good friendly staff and you get a answer fast

I have had 2 loans from them and both times I got to know if I could have the loan the same day and received the loan payment with in a couple of hour's of singing for the loan Reviewed on: 24th June 2020

Life saver

I enrolled myself and 2 children when they were in junior school because the school had a volunteer who collected money every week. It was only pennies but all I could afford 20 plus years ago. The children knew they couldnt withdraw it as it was savings for their driving lessons ! It didnt completely pay for them but went a long eay towards it as they both passed first time. I also saved and had 2 loans which meant my family could enjoy a holiday abroad ...the only 2 holidays abroad they ever had. Its such a reassuring way of saving and loaning without worry , I have recommended it for years . Reviewed on: 24th June 2020

Friendly

All the staff are lovely and very helpful Help you when other banks don’t Reviewed on: 24th June 2020

Good experience with them.

First time I got a loan with credit union was when i was moving to a new house, sign up was pretty straight forward & i got my loan for when i needed it. The amount of money I had to pay back each month was really low I didn't even feel it coming out of my bank account which was good. I have recommend credit union to a couple of friends and I would deffenetly use them again should the time arise. Reviewed on: 24th June 2020

The credit union

Always willing to help Very flexible when struggling Always friendly puts everyone at ease A pleasure to do business with Reviewed on: 24th June 2020

Essential service and support

I've saved with SCU for many years, it is an amalgamation of several smaller local CUs. It is really helpful to have capacity to draw down loans and it's also good to know my savings serve to help those in greater need than I am. Reviewed on: 24th June 2020

Mr

Staff are always friendly and ready to help with anything Reviewed on: 24th June 2020

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