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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2743 reviews)

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4.93

Based on 2,743 reviews, last reviewed 14th May 2026

140% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

i found it really easy to navigate and the apr is re... i found it really easy to navigate and the apr is really good , i will not miss the payments as they come out of my wages every month. Reviewed on: 14th May 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2743)

All excellent apart from the e sign process is not e...

All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one page to another and there are pop up that was not sure if i had to click on and i got to the sign page with trual and error i think its because i can see the whole page on my phone and have to scroll up diwn n sideways to see it all Reviewed on: 23rd December 2025

Unprofessional and Discriminated Service

I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my home for 10 years. With no CCJs, Defaults, and a good credit history in the last 6 years with a high credit score. When I challenged staff about being declined, they came up with a lame excuse. Personally, I feel that I was prejudiced against because I am a single white male. All the staff I have dealt with have been unprofessional. The Lending and Credit Control Manager failed to deal with my complaint adequately. He further failed to hold a member of staff accountable for her rudeness and lying, when investigating my complaint, because she runs the Credit Union. A Senior Credit Union Officer has failed to honour my Subject Access Request and has no proper understanding of the ICO guidance she threw at me. Basically, this place needs to be thoroughly investigated, as these people are on high salaries with fancy titles, not doing the job that they are being paid to do. I believe that it should be closed down. I will be reporting Sheffield Credit Union to the Financial Ombudsman Service once I receive my SARs request back. And the ICO have advised be to report them for not following their guidance and being "excessive" in their dealings with me. Reviewed on: 18th December 2025

THE BEST IN LOAN OFFERS

My experience with Sheffield credit union have been awesome. From my application to assessment have been speedy and professional. Reviewed on: 18th December 2025

Always quick and very understanding very easy to do

Always quick and very understanding very easy to do Reviewed on: 5th December 2025

Very impressed quick and easy And very nice people o...

Very impressed quick and easy And very nice people on phone Reviewed on: 4th December 2025

Helpful ,kind thank you for all your help

Helpful ,kind thank you for all your help Reviewed on: 2nd December 2025

Always helpful.

Always helpful. The saving as U repay Ur loan helps big time Reviewed on: 17th November 2025

Great apr because of saving all ready I can get ahea...

Great apr because of saving all ready I can get ahead of the debts all because of Sheffield credit Union so happy BIG THANKS Reviewed on: 29th October 2025

Loan Application.

Fast and efficent loan application service. Easy to navigate website. Reviewed on: 17th October 2025

Gd rates first class people

Gd rates first class people loans to suit all types of budgets Reviewed on: 22nd August 2025

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