Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.94
Based on 2,735 reviews, last reviewed 22nd Apr 2026
111% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been a member and applied for more than 20 years nev... Been a member and applied for more than 20 years never had a problem always been efficient and polite and helpful would fully recommend Reviewed on: 22nd April 2026
Nicole Martin's avatar
Nicole Martin

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2735)

Soon to be debt free.

5
I have been able to get my finances back in order, I have nearly paid off and no longer have to rely on credit cards, no longer in arrears with mortgage, council tax or water rates. I can finally see a light at the end of the tunnel. Reviewed on: 8th April 2025

Credit union helps so much.

5
Credit union helps so much. They are lovely people Reviewed on: 8th April 2025

Amazing, helping all families including the ones wit...

5
Amazing, helping all families including the ones with benefits, always helped us around Christmas and made sure our children had the best day. Also loaned for holidays and home improvements! Wouldn’t choose anyone else. Reviewed on: 8th April 2025

SCU three-click loan process (apply-submit-get)

5
The process of requesting for the loan to fruition is transparent, seamless and reasonably fast, and adequate feedback is gotten on stages of loan application processes, with justification provided for the decisions made at these stages. The engagement and notification via several channels is top notch. Please keep it up. Reviewed on: 7th April 2025

Helpful staff who keep you updated and you can save...

5
Helpful staff who keep you updated and you can save whilst you pay off your loan Reviewed on: 7th April 2025

Didn't get loan eligible always nice phone

5
Didn't get loan eligible always nice phone Reviewed on: 7th April 2025

Needed the money to buy a replacrment

5
My disability scooter had burnt out and I needed the money to buy a replacement, I approached my bank who I have been with for several years but to no avail and I was desperate because I struggle with walking a long way and I contacted Sheffield credit union for a loan and they were happy to let me go ahead and I have not missed a single payment either. Reviewed on: 7th April 2025

Can not fault credit union!

5
Can not fault credit union! Helped me so much and the staff are amazing! Credit Union has helped me save 100s of £ which I could never do on my own! Plus helped me with loans when needed which have been really helpful and paying them back is really easy too. Been using this service for more than 5 years and it’s so helpful! Really greatful for credit union so thank you! Reviewed on: 7th April 2025

Were great during my loan application.

5
Were great during my loan application. They are amazing with my savings Reviewed on: 7th April 2025

IV had numerous loans and saved money, always there...

4
IV had numerous loans and saved money, always there when I need them. Reviewed on: 7th April 2025

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review