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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2737 reviews)

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4.94

Based on 2,737 reviews, last reviewed 22nd Apr 2026

133% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great experience no hassle easy to save and lend wit... Great experience no hassle easy to save and lend without impacting my finances too much Reviewed on: 22nd April 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2737)

I have had a bad experience trying to apply for loan...

I have had a bad experience trying to apply for loan based on my savings. I have never been considered. I have been saving with the Union for almost 2 years and each time I apply I have not been successful. I thought loans based on savings are guaranteed but in my case that's not it. Reviewed on: 7th April 2025

Reply from Sheffield Credit Union Hello Hlangano, I'm sorry you've had trouble applying for a loan. Our loans are never guaranteed: as an ethical lender we always do affordability and credit checks, to make sure that we only lend in a way that's affordable and sustainable for you. We're always happy to explain our decisions and let you know what you can do to improve the chances of your future applications being approved, so please get in touch if that would be helpful for you. Response date: 7th May 2025

Iv been with credit union for a good few years now b...

Iv been with credit union for a good few years now been haveing loans also good for savings really good options I would recommend this for anyone who his struggling very help full foe everyone x Reviewed on: 7th April 2025

Always a very positive experience

Always a very positive experience although I haven’t been able to get a loan organised due to personal reasons. Which isn’t down to the company but always very fast getting back to me and always explain things very well. Reviewed on: 7th April 2025

Very straight forward and quick to contact you back...

Very straight forward and quick to contact you back and give you information 5 stars Reviewed on: 7th April 2025

In for a penny

It's all I want in a loan business plus it supports local business ty x Reviewed on: 7th April 2025

It was a waow experience.

It was a waow experience.The timely and quality of service received is commendable. My experience with Sheffield Credit Union was incredibly efficient and hassle-free. I was able to secure a loan quickly, with a straightforward application process and rapid approval. The team was helpful and responsive, making the entire experience seamless and stress-free. I was impressed by how fast and easy it was to get the loan I needed." Reviewed on: 7th April 2025

i had a loan many times its a great services

i had a loan many times its a great services Reviewed on: 7th April 2025

Professional & Excellent Service

I have used the SCU service on a few occasions and I find it reliable, great service, quick response time on decision and the money in bank within 24hrs Reviewed on: 7th April 2025

The Staff are Amazing

Applied for a loan great service by the staff and it was straightforward and all I can say is I would recommend them for anybody who needs a loan Reviewed on: 7th April 2025

I've been a customer for many years now and it's alw...

I've been a customer for many years now and it's always been amazing , from service, to saving money also. I've recommended Sheffield Credit Union to so many people because it's really great. A simple way to get a loan and save at the same time. Reviewed on: 7th April 2025

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