Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,718 reviews, last reviewed 12th Feb 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026
G wood's avatar
G wood

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2718)

Saved my life

5
SCU has helped me immeasurably with loans. I have a mental health problem which has left me in debt because of my uncontrolled spending ( bi polar £) but I have always saved a little. SCU we’re the only people who would give me a loan when I needed shoes and school uniform for my 3 kids. Literally a life saver Reviewed on: 29th June 2023

Affordable loans for all

5
Quick and easy decisions are made taking repayment affordability into account. Funds are paid out normally within a short deadline. Reviewed on: 29th June 2023

Very good customer service

5
Thay have been very helpful I would highly recommend credit union Reviewed on: 29th June 2023

Loans and savings

5
Sheffield credit union is a good company for a loan and you can also put savings in as well they are not a loan shark company they are there to help people. Reviewed on: 29th June 2023

Quick and convenient

5
Credit union always make it quick and easy to approve loans and have them payed to you in the same day. Reviewed on: 29th June 2023

Easy

4
Taking out loans used to be scary, but not with credit union. I feel very at ease and staff make it easier. Reviewed on: 29th June 2023

Always reliable

5
A reliable organisation with easy steps when needing a loan. Interest rates are manageable with welcoming costumer service. Than you Sheffield credit union Reviewed on: 29th June 2023

Quick ,efficient,reliable service

5
I had a fabulous experience when I wanted a service, they responded in a very timely manner and my needs were treated as a priority. Reviewed on: 29th June 2023

Loans

5
It's amazing service the hole time is excellent Reviewed on: 29th June 2023

Best place to get a loan or set up savings.

5
Applying for loans is very simple and quickly processed when accepted. Never had any problems. The savings accounts are also great for helping save money. Reviewed on: 29th June 2023

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products