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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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15%
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2%
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0%
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Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

I've only used SmartSave for the past year

5
I've only used SmartSave for the past year and it's great to see a good return on my savings. I have already passed on SmartSave details to a friend and I have opened another account for 2024/25 Reviewed on: 26th January 2024
Rene's avatar
Rene

SmartSave have been excellent.

5
SmartSave have been excellent. Clear communication without over communicating, and have fantastic interest rates! Reviewed on: 26th January 2024
Euan M's avatar
Euan M

simple, easy to use.

5
simple, easy to use. straight to the point!!! Reviewed on: 26th January 2024
Benjamin L's avatar
Benjamin L

High interest rate which is good for obvious reasons.

5
High interest rate which is good for obvious reasons. I haven't had to contact customer services so I can't comment on their efficiency but I'm sure they're alright. It's a shame I put money in a locked account right before interest rates went up but that's my own fault not yours Reviewed on: 26th January 2024
AnonC's avatar
AnonC

Easy to set up, good communication, no issues

5
Easy to set up, good communication, no issues Reviewed on: 26th January 2024
LH's avatar
LH

Was extremely easy to open a savings account

5
Was extremely easy to open a savings account, website and info very clear and helpful. Had no issues at all. Reviewed on: 26th January 2024
Geraldine L's avatar
Geraldine L

Refreshingly simple to apply .

5
Refreshingly simple to apply . The rates offered were competitive and the account was established very quickly without the computer and admin frustrations that plague your competitors . Reviewed on: 26th January 2024
david c's avatar
david c

Easy to invest.

5
I found it quick and easy to invest my money at a great rate. Web site easy to navigate with any information I required quickly located. Will invest again. Reviewed on: 26th January 2024
Rosalind R's avatar
Rosalind R

Excellent investment company.

5
I discovered Smart Save last March , I invested a lump sum for a year at an excellent rate of interest . I find the on line investment simple to get access to.. I will certainly be checking them out again in March and hope to reinvest. Reviewed on: 26th January 2024
Margaret D's avatar
Margaret D

Clear precise straightforward online .

5
Clear precise straightforward online . Not used customer services as yet . Highest online fixed interest . No frills account . No Reviewed on: 26th January 2024
Sharon G's avatar
Sharon G

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