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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent investment company.

5
I discovered Smart Save last March , I invested a lump sum for a year at an excellent rate of interest . I find the on line investment simple to get access to.. I will certainly be checking them out again in March and hope to reinvest. Reviewed on: 26th January 2024
Margaret D's avatar
Margaret D

Clear precise straightforward online .

5
Clear precise straightforward online . Not used customer services as yet . Highest online fixed interest . No frills account . No Reviewed on: 26th January 2024
Sharon G's avatar
Sharon G

Always there when you need them very experienced com...

5
Always there when you need them very experienced company Reviewed on: 26th January 2024
Stephen R's avatar
Stephen R

Great interest rates and good customer service

5
We found SmartSave whilst searching for a high interest savings account. SmartSave had the best rate that we could find. The process of transferring the money was easy and we felt our money was safe. At the end of the term, communication from SmartSave was great and we had the option to either keep our money in the account for another year or withdraw some or all of the money, which was transferred straight back to our bank account. Reviewed on: 26th January 2024
Shelley N's avatar
Shelley N

Varied Offerings all in one place.

5
Smartsave is consistent in its offerings, whilst offering services that are varied and all in one place. Reviewed on: 26th January 2024
AARON's avatar
AARON

I was pleased with my return with my investment and...

5
I was pleased with my return with my investment and I would consider smart save next time. Reviewed on: 26th January 2024
jeffrey w's avatar
jeffrey w

They have been good up till now.

5
They have been good up till now. See when it comes to paying my money back. Reviewed on: 26th January 2024
Sara-Jayne Smith's avatar
Sara-Jayne Smith

No nonsense, easy to apply, great return.

5
No nonsense, easy to apply, great return. What else do you need - simple. Reviewed on: 26th January 2024
Peter Komodromou's avatar
Peter Komodromou

it has been very good so far with good interest rate...

5
it has been very good so far with good interest rate on saving Reviewed on: 26th January 2024
krzna R's avatar
krzna R

First time with SmartSave.

5
First time with SmartSave.Went with them as they had good reviews and excellent savings rates Reviewed on: 26th January 2024
Paul's avatar
Paul

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