Smart Money People Logo
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2547)

Good rates.

5
Good rates. Easy application. Easy interface. Reviewed on: 26th January 2024
Sam W's avatar
Sam W

I opened my account online which was quick and easy...

5
I opened my account online which was quick and easy to do. On top of that I got an excellent interest rate Reviewed on: 26th January 2024
Wendy F's avatar
Wendy F

Smartsave is a winner for me. ...

5
I needed to put away some money at a higher interest rate than my ISA and Smartsave were just the ticket. Great rates and very easy to open the account. The annual update was a pleasant surprise too. I'd looked at several different providers but Smartsave won! Reviewed on: 26th January 2024
Mrs B's avatar
Mrs B

Contacting Smartsave

3
Find it very difficult not to be able to speak to someone directly Reviewed on: 26th January 2024
Matthew B's avatar
Matthew B

Eas to set up a savings account & great rates.

5
Good rates - Easy to set up a savings account & great interest. Reviewed on: 26th January 2024
Kare's avatar
Kare

Seamless and easy to set up and transact with.

5
Seamless and easy to set up and transact with. Market leaving rates Reviewed on: 26th January 2024
Geoff W's avatar
Geoff W

Good rate and easy to use online

5
Good rate and easy to use online Reviewed on: 26th January 2024
Marie Thompson's avatar
Marie Thompson

Simplicity is key

5
Did not have to call anyone, email anyone, take pictures of things or any of that. Pure, straightforward setup and transfer. As little faff as possible is what I crave and they deliver. Reviewed on: 26th January 2024
Charles G's avatar
Charles G

Easy to join and web page is helpful

5
Easy to join and web page is helpful Reviewed on: 26th January 2024
Simon A's avatar
Simon A

they had the highest interest rate of any savings ac...

5
they had the highest interest rate of any savings acct, very easy to set up. Reviewed on: 26th January 2024
Elizabeth S's avatar
Elizabeth S

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill