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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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Review SmartSave: Savings now

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SmartSave Savings reviews (2549)

Amazing service

5
So easy to set up and great rate Reviewed on: 26th January 2024
Gareth L's avatar
Gareth L

Best saving rate for 12 months

5
Great savings rate one of the best I could find n easy to do online after my first saver matured, no fuss great app as well, head down n feet up for a twelve month on the saving side of things sit back and watch interest grow happy days Reviewed on: 26th January 2024
Clinton Rogers's avatar
Clinton Rogers

Good rates.

5
Good rates. Easy application. Easy interface. Reviewed on: 26th January 2024
Sam W's avatar
Sam W

I opened my account online which was quick and easy...

5
I opened my account online which was quick and easy to do. On top of that I got an excellent interest rate Reviewed on: 26th January 2024
Wendy F's avatar
Wendy F

Smartsave is a winner for me. ...

5
I needed to put away some money at a higher interest rate than my ISA and Smartsave were just the ticket. Great rates and very easy to open the account. The annual update was a pleasant surprise too. I'd looked at several different providers but Smartsave won! Reviewed on: 26th January 2024
Mrs B's avatar
Mrs B

Contacting Smartsave

3
Find it very difficult not to be able to speak to someone directly Reviewed on: 26th January 2024
Matthew B's avatar
Matthew B

Eas to set up a savings account & great rates.

5
Good rates - Easy to set up a savings account & great interest. Reviewed on: 26th January 2024
Kare's avatar
Kare

Seamless and easy to set up and transact with.

5
Seamless and easy to set up and transact with. Market leaving rates Reviewed on: 26th January 2024
Geoff W's avatar
Geoff W

Good rate and easy to use online

5
Good rate and easy to use online Reviewed on: 26th January 2024
Marie Thompson's avatar
Marie Thompson

Simplicity is key

5
Did not have to call anyone, email anyone, take pictures of things or any of that. Pure, straightforward setup and transfer. As little faff as possible is what I crave and they deliver. Reviewed on: 26th January 2024
Charles G's avatar
Charles G

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