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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

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SmartSave Savings reviews (2549)

Easy to set up and navigate.

5
Easy to set up and navigate. Have not had to deal much with customer service but savings rate was the best on the market. Reviewed on: 26th January 2024
J B's avatar
J B

Easy access and great rates

5
Clear online instructions made it very straightforward to set up a savings account. Great communication via regular emails mean I always know what's going on with my money. Reviewed on: 26th January 2024
Alan M's avatar
Alan M

Qu I and easy to set up savings - great communication

5
Qu I and easy to set up savings - great communication and excellent interest rate Reviewed on: 26th January 2024
JAM1963's avatar
JAM1963

went as expected for an e based savings acc

4
went as expected for an e based savings acc Reviewed on: 26th January 2024
howard s's avatar
howard s

Easy to use website and to set up a fixed term savin...

5
Easy to use website and to set up a fixed term savings account Reviewed on: 26th January 2024
William E's avatar
William E

Great savings platform.

5
Great savings platform. Competitive interest rates and good service Reviewed on: 26th January 2024
Neville M's avatar
Neville M

Superb Compsny

5
Ease of use with website made it a superb place to put our savings. Interest rate also helped Reviewed on: 26th January 2024
Moira P's avatar
Moira P

Excellent All Round Experience

5
So easy to set up your account, offer very competitive savings rates. Instant access very easy to transfer money to your bank account. Excellent all round experience Reviewed on: 26th January 2024
Darren J's avatar
Darren J

Just the best rates and easy to set up

5
Just the best rates and easy to set up Reviewed on: 26th January 2024
David R's avatar
David R

Easy to use and set-up.

4
Easy to use and set-up. Not too many notifications or communication. Some delay between the money being sent and appearing in the account Reviewed on: 26th January 2024
FnDi's avatar
FnDi

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