Smart Money People Logo
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2547)

Easy to sign up online and easy to login to account.

4
Easy to sign up online and easy to login to account. Don’t know how secure it is with just email address and password, would like to see two-factor authentication. Reviewed on: 26th January 2024
Christopher C's avatar
Christopher C

Effortless and efficient account set up.

5
Effortless and efficient account set up. Prompt call back and assistance with a small problem. Competitive interest rate. Reviewed on: 26th January 2024
Mrs E's avatar
Mrs E

simple process, no complicated forms or photos required

5
simple process, no complicated forms or photos required Reviewed on: 26th January 2024
paul s's avatar
paul s

The best saving interest rate 2 years running!

5
The best saving interest rate 2 years running and very helpful customer service. Reviewed on: 26th January 2024
James H's avatar
James H

Accoun opening

5
Account opened quickly and easy to manage Reviewed on: 26th January 2024
Sarah M's avatar
Sarah M

Such a shame only one account can be held

4
I would love to have opened more fixed saver accounts with SmartSave so was disappointed that only one account is allowed Reviewed on: 26th January 2024
Sharon's avatar
Sharon

Good interest rate.

4
Good interest rate. Money transferred to my account on time. Reviewed on: 26th January 2024
RC's avatar
RC

Excellent service

5
Open a savings account, staff could not have been more helpful and friendly with advice and assistance. Reviewed on: 26th January 2024
AT's avatar
AT

Good rates and easy online to deal with.

4
Good rates and easy online to deal with. Reviewed on: 26th January 2024
Lynne F's avatar
Lynne F

Great way of saving into a fixed account with good c...

5
Great way of saving into a fixed account with good communication from Smartsave and a great interest rates. Reviewed on: 26th January 2024
Rachel B's avatar
Rachel B

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill