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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

everything striaght forward

5
Very simple to withdraw money as well as invest. No difficulties whatever dealing with Smart money plus a good rate of interest. Reviewed on: 26th January 2024
Ian A's avatar
Ian A

Informative and easy to set up.

5
Informative and easy to set up. Very happy with my savings plan. Reviewed on: 26th January 2024
vm's avatar
vm

Great rate just annoying you can only have 1 product...

4
Great rate just annoying you can only have 1 product at a time Reviewed on: 26th January 2024
Mitchy B's avatar
Mitchy B

Great savings

5
If not had much to do with smartsave apart from opening an account. So in my experience that’s great news! Reviewed on: 26th January 2024
Suzy 's avatar
Suzy

The best interest rate I could find.

5
Excellent service, clear & concise instructions. Fantastic interest rate that I couldn't find matched elsewhere. Very useful savings deposit window for paying money in. Reviewed on: 26th January 2024
john c's avatar
john c

Quick and easy

5
Great investment rate and simple to apply and complete online Reviewed on: 26th January 2024
David Bowen 's avatar
David Bowen

The account was easy to set up without ambiguity.

5
The account was easy to set up without ambiguity. Clear information upon the account maturity. Reviewed on: 26th January 2024
Milton T's avatar
Milton T

Easy to use and set up.

5
Easy to use and set up. Good Communication. Reviewed on: 26th January 2024
Ian's avatar
Ian

Easy to apply and recommended my family

5
Easy to apply and recommended my family Reviewed on: 26th January 2024
Joy S's avatar
Joy S

it couldn’t have been any simpler

5
Invested monies into a 3 Year Bond and it couldn’t have been simpler. Very user friendly interface, which makes all the difference, particularly for a 60s something. Reviewed on: 26th January 2024
Bernie McGown's avatar
Bernie McGown

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