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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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See only 4 star reviews
15%
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2%
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0%
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1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Found it relatively easy but a bit clunky to access...

5
Found it relatively easy but a bit clunky to access from my phone. Reviewed on: 26th January 2024
Tel's avatar
Tel

Easy to open

5
Easy to open & save with good interest rates Reviewed on: 26th January 2024
Julie's avatar
Julie

Great experience

5
The whole process was straightforward and easy to understand, and communication by the team is excellent. Would definitely consider using SmartSave again and recommend to anyone looking for a fixed term savings account. Reviewed on: 26th January 2024
Sarah D's avatar
Sarah D

SmartSave offers very competitive interest rates.

5
SmartSave offers very competitive interest rates. Their online portal is very good. Opening and managing accounts are very user-friendly, simple and quick. Reviewed on: 26th January 2024
Wing's avatar
Wing

Setting up the savings account online was quick and...

5
Setting up the savings account online was quick and simple. Excellent and competitive rate offered on fixed saver. Can't comment on the process when fixed term is up as haven't reached that point yet but everything I've experienced so far has been positive Reviewed on: 26th January 2024
Jess's avatar
Jess

1 year fixed term

5
Invested online so I have not had dealings with customer service but based on my 1 year fixed term I am happy with the interest and I can view it anytime Reviewed on: 26th January 2024
Langers58's avatar
Langers58

Good service.

4
Good service. Competitive rates. Reviewed on: 26th January 2024
Alison P's avatar
Alison P

transferred an isa

4
transferred an Isa over it was seamless amazing ang easy Reviewed on: 26th January 2024
Ivor L's avatar
Ivor L

everything striaght forward

5
Very simple to withdraw money as well as invest. No difficulties whatever dealing with Smart money plus a good rate of interest. Reviewed on: 26th January 2024
Ian A's avatar
Ian A

Informative and easy to set up.

5
Informative and easy to set up. Very happy with my savings plan. Reviewed on: 26th January 2024
vm's avatar
vm

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