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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great and simple to use, value for time as well as m...

5
Great and simple to use, value for time as well as money invested Reviewed on: 26th January 2024

Not able to get hard copy of investment.

3
Not able to get hard copy of investment. Reviewed on: 26th January 2024

easy account opening and straightforward bankin

5
Opening a one year fixed rate savings account was straightforward. Throughout the year I was able to view my account. As the year ended, communication was very clear as to my options. I felt that my savings were in safe hands. Reviewed on: 26th January 2024

Easy to arrange.

5
Easy to arrange. I felt safe in committing my savings to them. Reviewed on: 26th January 2024

Easy Access.

5
Easy Access. Good website to use. Friendly help. Would use again. Reviewed on: 26th January 2024

Great savings account very easy to set up

5
Great savings account very easy to set up Reviewed on: 26th January 2024

great savings account no problems with anything

5
great savings account no problems with anything Reviewed on: 26th January 2024

Very easy to set up, best rates and good service

5
Very easy to set up, best rates and good service Reviewed on: 26th January 2024

Excellent competitive rates and easy to invest

5
Excellent competitive rates and easy to invest Reviewed on: 26th January 2024

Pleased with Smartmoney

5
No complaints as yet, only time will tell Reviewed on: 26th January 2024

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