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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent rates, easy to invest and use.

5
Excellent rates, easy to invest and use. Will definitely use again Reviewed on: 26th January 2024

Was fine.

5
Was fine. Set it up all seems ok. Just waiting on my bond to yield then I’ll be 100 percent satisfied Reviewed on: 26th January 2024

Nice and simple website.

5
Nice and simple website. Easy communication Reviewed on: 26th January 2024

Delayed application

5
Would have been happier if application had been approved straight away. Customer services didn't really help. Since then account opened quickly. Reviewed on: 26th January 2024

Looked at many savings on line and found this best v...

5
Looked at many savings on line and found this best value at the time.Easy to apply and check on line. Reviewed on: 26th January 2024

Appealing rate of interest

5
What attracted me first was the appealing rate of savings interest. And it was pleasing to note how easy the registration process was and how efficient communication. Reviewed on: 26th January 2024

Easy to bank with good rates on interest

5
Easy to bank with good rates on interest Reviewed on: 26th January 2024

Great communication Easy to use App

5
Great communication Easy to use App Reviewed on: 26th January 2024

great saving rates & a Great service all round ...

5
great saving rates & a Great service all round :) Reviewed on: 26th January 2024

Easy to use on line services.

5
Easy to use on line services.Have been a customer for years. Reviewed on: 26th January 2024

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