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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good simple process

5
Very good simple process to open account online Reviewed on: 26th January 2024
Roy L's avatar
Roy L

Very easy to do business with!

5
Very easy to do business with. Simple, eye catching web design. Seamless reinvestment process Reviewed on: 26th January 2024
Samantha M's avatar
Samantha M

Overall a winner

5
Easy to set up account very competitive rates , accessibility and has remained to the forefront of leading interest rates making it easy to decide on future investment Reviewed on: 26th January 2024
Arthur T's avatar
Arthur T

Smart and friendly saver

5
Very easy to open account and transfer money. Kept up to date with emails regularly. Have recommended to friends and family. Reviewed on: 26th January 2024
Benson's avatar
Benson

My experience was that of a very smooth online proc...

5
My experience was that of a very smooth online process. Reviewed on: 26th January 2024
Bee Kay's avatar
Bee Kay

Easy to open account, competitive rate

4
Easy to open account, competitive rate Reviewed on: 26th January 2024
Richard C's avatar
Richard C

On recommendation from Martin Lewis.

5
On recommendation from Martin Lewis. I opened my account and am pleased I did. It’s Smart saving there Reviewed on: 26th January 2024
Sue K's avatar
Sue K

Great interest rates, simple website to use.

5
Great interest rates, simple website to use. My interest maturing at the end of term has been easy to sort out, no faffing with phone calls to deposit back into bank account. Haven't had to use customer service yet but emails have kept me up to date and give me all the information I need. Reviewed on: 26th January 2024
Ellie S's avatar
Ellie S

Put my money in and had an Execellet Return.

5
Put my money in and had an Execellet Return. I have reinvested my money for another Year at a Brilliant Rate. Reviewed on: 26th January 2024
Phillip Mills's avatar
Phillip Mills

It was a simple process .

5
It was a simple process . The rates were very good Reviewed on: 26th January 2024
Lynn Y's avatar
Lynn Y

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