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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy and great product

5
Easy to set up savings and the best rates in the market at the time Reviewed on: 26th January 2024

Saving with SmartSave is easy and beneficial

5
I started saving with SmartSave last year. The process to set up the account was very straightforward and they offered one of the best rates on the market. I am now able to access and review my account easily, as well as easily understand what happens when the account matures. Reviewed on: 26th January 2024

Worth every penny

5
I was informed that my investment was going to mature and what did I want to do next, well before the time. This allowed me to make a sensible decision instead of being rushed. Reviewed on: 26th January 2024

Great savings account.

5
Great savings account. Easy to set up and great communication regarding options Reviewed on: 26th January 2024

No help whatsoever in our hour of need

1
No help whatsoever in our hour of need Reviewed on: 26th January 2024

Suits my saving needs during a time of national and...

5
Suits my saving needs during a time of national and international inflation. The rates were better than I could achieve at my bank. Reviewed on: 26th January 2024

Did what it says on the tin.

5
Did what it says on the tin. Thank you Reviewed on: 26th January 2024

Simple and easy and great customer service

5
All so very easy and no bombardment of emails of phone calls. I had a problem with site and customer service were brilliant in dealing with it quickly and answering my email within the hour. Reviewed on: 26th January 2024

Feedback

5
I haven’t needed to contact as everything is on line so can’t really rate customer services Reviewed on: 26th January 2024

Best investment

5
Good investment easy to view and clear to understand investment rates are also top notch Reviewed on: 26th January 2024

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