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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent Banking Service

5
First time I have used Smart Save and very impressed. Easy set up , easy access and very good rates ! Reviewed on: 26th January 2024

Easy to set up and excellent rates.

4
Easy to set up and excellent rates. Reviewed on: 26th January 2024

Very easy to set up account and great saving rates!

5
Very easy to set up account and great saving rates! Reviewed on: 26th January 2024

Very good service pleased with the rate of interest.

5
Very good service pleased with the rate of interest. Reviewed on: 26th January 2024

Did all on-line and managed to do it, 1st time

5
Did all on-line and managed to do it, 1st time Reviewed on: 26th January 2024

Easy online application, excellent communication.

5
Easy online application, excellent communication. Reviewed on: 26th January 2024

Excellent customer service

4
Excellent customers service from start to finish with ghe application which has continued since I signed up Reviewed on: 26th January 2024

Has good interest rates and easy to deal with

5
Has good interest rates and easy to deal with Reviewed on: 26th January 2024

I was looking for a fixed rate and did some research.

5
I was looking for a fixed rate and did some research. Smart Save were offering an excellent 1 year fixed rate so I decided to open one. It was all done online and I had a window of time to allow me to make my deposits. The maturity is due shortly and the return on my money is expected. The communication from Smart Save has always been very good. Reviewed on: 26th January 2024

Easy to set up and manage online even for an OAP lik...

5
Easy to set up and manage online even for an OAP like me. Reviewed on: 26th January 2024

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