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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy setup, good rates and easy to understand

5
Easy setup, good rates and easy to understand Reviewed on: 26th January 2024
Atif K's avatar
Atif K

Easy to access.

5
Have been pleased with ease of accessing my account. Reviewed on: 26th January 2024
Barbara J's avatar
Barbara J

25% bonus is motivating to help you save

5
A great way to motivate you to save up for a house deposit when you can get 25% bonus on up to 4k a year. Only thing I can think of as a drawback is if you ended up needing the money for anything of than a house deposit then you’d lose all your previous bonuses Reviewed on: 26th January 2024
Cerys 's avatar
Cerys

Clear Website

5
website is simple, clear and not at all confusing Reviewed on: 26th January 2024
Ian F's avatar
Ian F

Easy to understand website.

5
Easy to understand website. Easy to open accounts and transfer money. Competitive with their competitors. Reviewed on: 26th January 2024
SC's avatar
SC

Very easy to set up bond and had no issues since, no...

4
Very easy to set up bond and had no issues since, not been over run by additional offers which I like. Reviewed on: 26th January 2024
Becky M's avatar
Becky M

just easy to organise and access

5
just easy to organise and access Reviewed on: 26th January 2024
Michael P's avatar
Michael P

Fast and smooth opening, just what you’d wish for!

5
My main experience was mainly about opening my account. The account was super easy to open online, just what you’d expect, so thank you! I did not have the chance to speak to any customer service assistant, but I am looking forward to when I need to! Reviewed on: 26th January 2024
Edoardo D's avatar
Edoardo D

Straight forward easy investment and all from the co...

5
Straight forward easy investment and all from the comfort of my own sofa Reviewed on: 26th January 2024
Moira F's avatar
Moira F

Easy Access

5
Very simple to access. Follow uo efficient and simple. Reviewed on: 26th January 2024
Mary J's avatar
Mary J

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