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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent Saving Schemes !!

5
It has been such an easy straightforward process saving with Smart Save. Communication is rapid and efficient. We are told in advance when a plan is nearing the end with clear and concise instructions of further options available to you. I would not hesitate to recommend Smart Save to friends and family. I also hope to continue saving through them which has been very rewarding. Reviewed on: 26th January 2024
Sheila D's avatar
Sheila D

Mistromino

3
Always good experience easy to understand when you are trying to get a good rate Reviewed on: 26th January 2024
E F's avatar
E F

Best interest rates

5
Both myself and spouse have accounts with smartsave,we chose them because they had the best interest rates at the time Reviewed on: 26th January 2024
Steven Malone's avatar
Steven Malone

Full marks to SmartSave

5
I have used SmartSave on a number of occasions to invest in Fixed Rate Bonds, because their rate of interest was the best at the time. Their on-line application is simple, being easy to navigate and understand. Their response is swift and informative, guiding you through various steps from initial enquiry to deposit. I shall be investing with them again in a couple of weeks. Reviewed on: 26th January 2024
Jean S's avatar
Jean S

A good portal

4
The website for savings is very good Reviewed on: 26th January 2024
Martin M's avatar
Martin M

Competitive interest rates.

4
Competitive interest rates. Easy to set up Reviewed on: 26th January 2024
Graham B's avatar
Graham B

Easy and clear

5
Easy, clear and great rate. Love how it's online, simple. Reviewed on: 26th January 2024
Alex P's avatar
Alex P

A really good choice

4
Simple to set up and clear comms. Reviewed on: 26th January 2024
Peter D's avatar
Peter D

Great interest rate and investment choices

5
Great interest rate and investment choices Reviewed on: 26th January 2024
Mike P's avatar
Mike P

Easy to set up a savings account.

5
Easy to set up a savings account. Good rate of interest. Will be reinvesting. Reviewed on: 26th January 2024
Angela P's avatar
Angela P

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