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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

I’ve had no problems.

5
Opening an account was straight forward, easy with helpful staff… online had easy instructions… I only have a savers account with a reasonably high interest… so I don’t use the services that are available very much… Reviewed on: 26th January 2024
Tracy J's avatar
Tracy J

Easy process but limited options for investments

4
Easy process but would like option to add to portfolio of savings. You can only invest once for the length of contract versus others like vanquish or investec where you can have multiple investments. Reviewed on: 26th January 2024
Dee's avatar
Dee

Easy Everything is very easy to manage online

5
Everything is very easy to manage online Reviewed on: 26th January 2024
Diana C's avatar
Diana C

Had a problem with a account , it was delt with in...

5
Had a problem with a account , it was delt with in a professional manner , very pleased. Reviewed on: 26th January 2024
Edward Branston's avatar
Edward Branston

I’ve used SmartSave 2 years running now because of t...

5
I’ve used SmartSave 2 years running now because of the great interest rates. Opening an account was simple and quick and also transferring funds when my fixed term expired was super easy. Reviewed on: 26th January 2024
Michael W's avatar
Michael W

Best savings account I’ve had!

5
Best savings account I’ve had! Really easy to use with a very user-friendly website. Reviewed on: 26th January 2024
Andrew AB's avatar
Andrew AB

Great sage and secure experience

5
Great sage and secure experience Reviewed on: 26th January 2024
Angela's avatar
Angela

Good online service easy to follow instructions, bri...

5
Good online service easy to follow instructions, brilliant Reviewed on: 26th January 2024
Ian R's avatar
Ian R

Good service, easy to access on line and excellent r...

5
Good service, easy to access on line and excellent rates. Great company to deal with Reviewed on: 26th January 2024
Sue S's avatar
Sue S

Saving made easy

5
Easy to set up & save with a good interest rate. Reviewed on: 26th January 2024
David Wright's avatar
David Wright

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