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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great Interest Rates, easy to open and manage my acc...

5
Great Interest Rates, easy to open and manage my account & very helpful email communication when required Reviewed on: 26th January 2024
Amanda R's avatar
Amanda R

Super easy!

5
Super easy to set up and manage my money. Reviewed on: 26th January 2024
Lisa F's avatar
Lisa F

very easy to use, great customer service

5
very easy to use, great customer service Reviewed on: 26th January 2024
laura canning's avatar
laura canning

Best rates around at the time.

5
Best rates around at the time. Kept my money in for a second year. It was so easy to initially set up and save again the second year. Reviewed on: 26th January 2024
Jason S's avatar
Jason S

Very straight forward experience and communications...

5
Very straight forward experience and communications very clear. Transactions appear in very good time which is very reassuring Reviewed on: 26th January 2024
Fiona C's avatar
Fiona C

What you expect from a provider

5
Clear and easy to use website. Good comms. Competitive products. Reviewed on: 26th January 2024
Matt's avatar
Matt

They have been very informative and love having my m...

5
They have been very informative and love having my money with smartsave Reviewed on: 26th January 2024
tlscott3@hotmail.co.uk's avatar
[email protected]

No issues with service.

3
No issues with service. Locked in with poor interest rate (considering inflation) for too long. No options to pay fee to leave early. My own fault. Reviewed on: 26th January 2024
GG's avatar
GG

great products, easy to use website, great team of a...

4
great products, easy to use website, great team of advisors...need to have a cooling off period to get my 5 stars Reviewed on: 26th January 2024
Elsie's avatar
Elsie

Very easy to use and understand

5
Very easy to use and understand, very happy with process and communications. Reviewed on: 26th January 2024
Brian G's avatar
Brian G

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