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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good overall experience.

4
Good overall experience., new investment partner. Reviewed on: 26th January 2024
Pj Sutherland 's avatar
Pj Sutherland

Simple to bank with and excellant rates.

5
Simple to bank with and excellant rates. Reviewed on: 26th January 2024
Mark's avatar
Mark

Easy to use and great rates.

5
Easy to use and great rates. Website is informative. Reviewed on: 26th January 2024
TomA's avatar
TomA

Brilliant smart way to save

5
Clear information, easy to open account, excellent rates. Up to date information Reviewed on: 26th January 2024
Mary C's avatar
Mary C

Happy Bunny

5
Very easy to set up bond with good interest rate Reviewed on: 26th January 2024
Liz K's avatar
Liz K

Smart save was easy to open and offer very competiti...

5
Smart save was easy to open and offer very competitive interest rates. It was all been a very hassle free experience. I would highly recommend them to anyone and have recommended them to family and friends Reviewed on: 26th January 2024
Tasha W's avatar
Tasha W

Easy to apply, helpful on the phone and at the end o...

5
Easy to apply, helpful on the phone and at the end of savings term you can easily re invest or have all of half of your amount paid straight bank in to your bank account. Reviewed on: 26th January 2024
Julie S's avatar
Julie S

Opened a bond.

5
Opened a bond. Website information was clear, easy to navigate and the account quick to set up and deposit Reviewed on: 26th January 2024
Richard N's avatar
Richard N

Opening a top rated savings account.

5
To open my account was very easy. First class service. Reviewed on: 26th January 2024
Dave cook's avatar
Dave cook

Only one one account at a time

3
I don’t like that I can only have one account with Smartsave at a time. Reviewed on: 26th January 2024
Pamela M's avatar
Pamela M

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