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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good savings account no problems so far!

5
Good savings account no problems so far! Reviewed on: 26th January 2024
Laura c's avatar
Laura c

easy to arrange and good returns

5
easy to arrange and good returns Reviewed on: 26th January 2024
Brian H's avatar
Brian H

Consistently high rates on offer

5
Easy to open a savings account. Good, clear options at renewal time. Frequently amongst the highest saving rates on offer. Reviewed on: 26th January 2024
JP's avatar
JP

Easy to setup, and no problems running the account,...

5
Easy to setup, and no problems running the account, so I'm satisfied with that. Reviewed on: 26th January 2024
John W's avatar
John W

Fantastic savings account

5
It had an excellent savings rate, the best one I could find. Also so easy to set up as I’m not very good with technology & online & when I did need some help the customer service was fast, friendly & reassuring Reviewed on: 26th January 2024
Tina C's avatar
Tina C

Easy to set up and a great interest rate

5
Easy to set up, did it all online an a few minutes and seemed to be the best interest rate for fixed savings account at the time Reviewed on: 26th January 2024
Amanda 's avatar
Amanda

Great fuss free savings rates and clear easy to use...

5
Great fuss free savings rates and clear easy to use account management. Reviewed on: 26th January 2024
Bob B's avatar
Bob B

Highly recommend

5
Easy to open and manage. Great interest rate Reviewed on: 26th January 2024
Celia C's avatar
Celia C

Very functional but poor at showing other products a...

4
Very functional but poor at showing other products and services for when my fixed term ends. Its easier for me to withdraw my money and look around than move from my logged in account and into a new account. Reviewed on: 26th January 2024
Chris W's avatar
Chris W

Fabulous, fabulous, fabulous

5
Great customer service with fantastic interest rates, easy to use website to navigate Reviewed on: 26th January 2024
Karen M's avatar
Karen M

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