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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

easy to open account and transferring money was supe...

5
easy to open account and transferring money was super easy Reviewed on: 26th January 2024
Lilly's avatar
Lilly

The best interest rate I could find

5
The best interest rate I could find at the time: 6.06% for 1 year opened on 8 Aug 2023 Reviewed on: 26th January 2024
backstreetbanker's avatar
backstreetbanker

Easy set up and good rates

5
The account was easy to set up and offered a great rate Reviewed on: 26th January 2024
Jenny S's avatar
Jenny S

Useful response

4
Usually things are dealt with promptly Reviewed on: 26th January 2024
Margo J's avatar
Margo J

Found all easy and straightforward.

5
Found the process very easy and straightforward. From the application to seeing my money in the account, took around a week. Reviewed on: 26th January 2024
Steve M's avatar
Steve M

Easy app to use.

5
Easy app to use. Good interest rates . Options for re investing given in timely manner. Interest paid back immediately on completion of term . Reviewed on: 26th January 2024
Julie A's avatar
Julie A

Put money away for a year - got more back!

4
Put money into a 1 year fixed saver account. Didn't have to think about it for a year. Got a good amount of interest back, and it was very simple to re-invest (and at a better rate too!) The whole process was very simple. Reviewed on: 26th January 2024
J M's avatar
J M

My first experience of Internet banking. Very good!

4
My first experience of Internet banking. Very good! Reviewed on: 26th January 2024
Rosemary Arnott's avatar
Rosemary Arnott

Easy to use, simple but good functionality.

5
Easy to use, simple but good functionality. Reviewed on: 26th January 2024
Andrew C's avatar
Andrew C

Good company and good returns!

5
Good company and good returns! Highly recommended. Reviewed on: 26th January 2024
Ian O's avatar
Ian O

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