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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

It's a bit early to say yet.

5
It's a bit early to say yet. But so far great Reviewed on: 26th January 2024

Quick and easy to open the account.

5
Quick and easy to open the account. Competitive rates. Reviewed on: 26th January 2024

Good place to generate some interest

4
Good but it was difficult at first to understand depositing the money into the account as it wasn't under my own name as the payee - that worried me a bit but it was fine. A year is coming up and it will be nice to earn the interest Reviewed on: 26th January 2024

Easy to set account up on-line & market leading inte...

5
Easy to set account up on-line & market leading interest rates. Reviewed on: 26th January 2024

Answered my questions with ease and gave me confiden...

5
Answered my questions with ease and gave me confidence about placing my money with them Reviewed on: 26th January 2024

Easy to use site.

5
Easy to use site. Good experience Reviewed on: 26th January 2024

Straightforward saving with excellent rates and grea...

5
Straightforward saving with excellent rates and great communications Reviewed on: 26th January 2024

quick & easy to choose product & setup online

5
quick easy and efficient to choose best product to suit me and to setup online. I feel that security and safety online is also strong with smartsave Reviewed on: 26th January 2024

Good rates on the Market excellent service

5
Good rates on the Market excellent service Reviewed on: 26th January 2024

Opening an account was easy and reassuring, and will...

5
Opening an account was easy and reassuring, and will be looking for more business with them in the near future Reviewed on: 26th January 2024

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