Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Good communication, was happy with my savings accoun...

5
Good communication, was happy with my savings account, good rates Reviewed on: 26th January 2024
Caron 's avatar
Caron

Great bank to deal with online and hassle free plus...

5
Great bank to deal with online and hassle free plus great interest rates as well…plan to stay with them ones my 1 year savings term expires Reviewed on: 26th January 2024
Jim Gillies's avatar
Jim Gillies

Brilliang service and saving rates

5
Easy to set up, good online service and saving rates Reviewed on: 26th January 2024
Linda M's avatar
Linda M

I had a large amount of money that was sitting in my...

5
I had a large amount of money that was sitting in my current account that wasn't making me any more money so I went with smartsave as they had the best interest rates for a one year fixed term at the time Reviewed on: 26th January 2024
D R's avatar
D R

Very easy to set up the account with a very competit...

5
Very easy to set up the account with a very competitive rate of interest Reviewed on: 26th January 2024
Graham Ho's avatar
Graham Ho

Great account, excellent rates

5
I’ve been really happy with the way my account has been run. The website is easy to use and the rates are excellent. I also appreciate the fact they don’t bombard you with emails other than when necessary. Reviewed on: 26th January 2024
Paula 's avatar
Paula

Really easy to invest.

5
Really easy to invest. Excellent rates Reviewed on: 26th January 2024
Ian P's avatar
Ian P

Good and Smart

5
Easy to set up, with excellent rates. Reviewed on: 26th January 2024
Jenny D's avatar
Jenny D

Easy to save.

5
Easy to save. Online saving. Rate good. Reviewed on: 26th January 2024
Karen W's avatar
Karen W

The Top Gun of Saving accounts.

5
Everything is clearly written and understandable. The products and services are excellent. Customer contact is superp. Any updates are passed on immediately. I have absolutely no complaints at all. Reviewed on: 26th January 2024
Mike Shone's avatar
Mike Shone

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill