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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy banking!

5
Easy banking! Haven’t had to worry at all from setting up my account or if I’ve had issues. Reviewed on: 26th January 2024
Vita's avatar
Vita

Great savings products and first class service

5
Very easy to work with, and good, competitive rates of interest. I have saved with SmartSave for years and always been delighted with their service. Reviewed on: 26th January 2024
Mike B's avatar
Mike B

Recomended SmartSave because of the best savings rate

4
Recomended SmartSave because of the best savings rate offered. Easy to open and to transfer money into the account. The online banking experience is excellent, being easy to use and very clear in showing the details of the accounts. Reviewed on: 26th January 2024
Nick P's avatar
Nick P

All went smoothly.

4
All went smoothly. Never had any problems. Only minor negative is could do with statement reminders every few months. Other than that everything good. Reviewed on: 26th January 2024
Elsie s's avatar
Elsie s

Easy and straightforward

5
It was easy to transfer money in and the site was well laid out. Reviewed on: 26th January 2024
Bob B's avatar
Bob B

Really good savings account with smart save.

5
Really good savings account with smart save. No issues. Regular emails and I knew where to go if I had any problems Reviewed on: 26th January 2024
Shannon Mason's avatar
Shannon Mason

Straightforward process.

5
Straightforward process. Clear instructions. Good customer service Reviewed on: 26th January 2024
Marinella's avatar
Marinella

My experience was good had no problems at all

5
My experience was good had no problems at all Reviewed on: 26th January 2024
Helen D's avatar
Helen D

The rates are good, and the website CLEAR!

5
The rates are good, and the website CLEAR! Reviewed on: 26th January 2024
Frances W's avatar
Frances W

This is a high paying interest account

5
This is a high paying interest account Reviewed on: 26th January 2024
Trudy k's avatar
Trudy k

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