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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

easy, secure and good interest rates!

5
easy, secure and good interest rates, what more could one want. I´ve had no problems, it´s simple to check my account and my money is growing safely. Plus I know that if anything goes wrong I´m protected. Reviewed on: 26th January 2024
C Crudgington Blackmore's avatar
C Crudgington Blackmore

Good interest rate, simple to set up account.

4
Good interest rate, simple to set up account. Would use again. Reviewed on: 26th January 2024
Jonathan's avatar
Jonathan

Overall very good and eady to manage

5
Overall very good and eady to manage Reviewed on: 26th January 2024
James 's avatar
James

Positive experience

5
Positive and good to deal with. Competitive rates offered. Reviewed on: 26th January 2024
Susan Whitehead's avatar
Susan Whitehead

SmartSave as Recommended by MSE Martin Lewis...

5
SmartSave offers a great savings plan that has completely fulfilled my investment requirements and decisions. I joined SmartSave following recommendation by Martin Lewis of MSE, which has given me peace of mind that my savings are secure. Setting up the account was really easy as is, online access enabling me to keep watch on the investment. They are very good organisation to deal with and I wouldn't hesitate recommending their services and savings / investments to anyone. Reviewed on: 26th January 2024
Kathleen N's avatar
Kathleen N

Great bank with best savings on the market

5
Great bank with best savings on the market Reviewed on: 26th January 2024
adrian carey's avatar
adrian carey

Good product with a good rate

5
Good product. Market leading returns at the time. Easy to apply and set up Reviewed on: 26th January 2024
Scottiem79's avatar
Scottiem79

Simple products. Simple to use

5
Web site is easy to use. Products are easy to understand Reviewed on: 26th January 2024
Simon f's avatar
Simon f

SmartSave for smart people.

5
Pain free application and good layout of log in web page. Reviewed on: 26th January 2024
Fran F's avatar
Fran F

Good interest rates , website is clear and easy to u...

5
Good interest rates , website is clear and easy to use and communication via email was great as well Reviewed on: 26th January 2024
Nicola H's avatar
Nicola H

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