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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent customer service and deposit rates

5
Easy to use website, have had deposits with Smartsave for a number of years. On maturing very good access and renewal information. Best deposit rates every time Highly recommended. Reviewed on: 26th January 2024
Carol B's avatar
Carol B

Excellent savings account interest rate

5
I had a great fixed rate one year savings account with an excellent interest rate. The account was easy to open online Reviewed on: 26th January 2024
Fran Hansford's avatar
Fran Hansford

No fuss, straightforward.

5
No fuss, straightforward. Simple and easy to use. Did what it said on the tin. No complaints! Reviewed on: 26th January 2024
Ellie's avatar
Ellie

A easy no nonsense account opening with a decent ann...

5
A easy no nonsense account opening with a decent annual return. Deposit and forget until the term ends or you're offered a renewal period. Reviewed on: 26th January 2024
Paul W's avatar
Paul W

I looked for a good rate for my savings and last yea...

5
I looked for a good rate for my savings and last year it was with Smart Save Reviewed on: 26th January 2024
Brenda F's avatar
Brenda F

Good service

4
Good. Would of liked a couple more updates Reviewed on: 26th January 2024
Michael Costa's avatar
Michael Costa

Easy setup and great rates

5
Easy to set up and competitive interest rates. Reviewed on: 26th January 2024
Alison's avatar
Alison

Read about you on Martin Lewis website, and by that...

5
Read about you on Martin Lewis website, and by that I knew you could be trusted with my savings. It was so easy to do I’m not that good on computer it says a lot that I was able to deposit my savings with you so easily. Reviewed on: 26th January 2024
Anna J's avatar
Anna J

Super easy to set up

5
It was quick and easy to set up and earning a good interest rate. Reviewed on: 26th January 2024
Rebekah W's avatar
Rebekah W

Very easy to open accounts online and excellent comm...

5
Very easy to open accounts online and excellent communication Reviewed on: 26th January 2024
Geoff S's avatar
Geoff S

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