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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

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SmartSave Savings reviews (2549)

Can’t fault service and available rates

5
Very easy company to deal with. Savings account opened online and no issues. Good fixed rates available. Once fixed rate was due to end very clear email correspondence received on how to reinvest or how to opt to have funds returned Reviewed on: 26th January 2024
Alison S's avatar
Alison S

V quick easy investment admin, great rates, easy to...

5
V quick easy investment admin, great rates, easy to contact Reviewed on: 26th January 2024
Brian P's avatar
Brian P

One of the best for saving deals

5
Used them for 12 month savings plan always good interest no problems Reviewed on: 26th January 2024
lesley12@btinternet.com's avatar
[email protected]

Easy to set up.

5
Easy to set up.Easy to set up. Easy to set up. Reviewed on: 26th January 2024
Graham W's avatar
Graham W

Fast sign up and efficient...

5
I found Smart save to be fast sign up and efficient with great rates of interest. Would highly recommend to friends and family. I experienced great customer service too without having to wait long. Thank you Reviewed on: 26th January 2024
Catus's avatar
Catus

Easy to set up and manage.

5
Easy to set up and manage. smart save transferred money into new savings and residue into my current account without any problem and on time Reviewed on: 26th January 2024
Elizabeth 's avatar
Elizabeth

Great products. On my 2nd investment.

5
On my 2nd investment. Great rates. Very prompt payment and communication when reinvesting. Have recommend to friends & family. Reviewed on: 26th January 2024
Karen A's avatar
Karen A

Great Product.

5
Easy to set up an account with a good interest rate. As a savings account with a 12 month term I just opened the account, transferred the money and am now waiting for the interest at the end of the term, I have not needed to make any other transactions, but the on line account has all the details. Reviewed on: 26th January 2024
B J J's avatar
B J J

Brilliant did a fixed bond no issues

5
Brilliant did a fixed bond no issues Reviewed on: 26th January 2024
Joshua A's avatar
Joshua A

Fearonator's opinion

5
Easy to process initial application and great interest rate Reviewed on: 26th January 2024
Paul Fearon's avatar
Paul Fearon

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