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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent service and easy to use.

5
Excellent service and easy to use. Reviewed on: 26th January 2024

Efficient service and good range of accounts offered...

5
Efficient service and good range of accounts offered with competitive interest rates. Reviewed on: 26th January 2024

Excellent experience with SmartSave

5
Just deposited my money and a year later I took some of my savings out, but I liked SmartSave so much I left the majority of my savings with SmartSave again. Reviewed on: 26th January 2024

Great rates and easy to manage accounts

5
Great rates and easy to manage accounts Reviewed on: 26th January 2024

Hassle free, Good communication via email.

5
Hassle free, Good communication via email. Reviewed on: 26th January 2024

No hard sell.

5
No hard sell. Good rate of interest and easy to use online. Reviewed on: 26th January 2024

Great savings

5
Always very good customer service Reviewed on: 26th January 2024

I’ve done a fixed rate savings for the second year n...

5
I’ve done a fixed rate savings for the second year now and i can’t speak highly enough about how easy it is to set up. Reviewed on: 26th January 2024

Good interest rates

5
I’ve used smartsave for a few years the interest rate is excellent no problems Reviewed on: 26th January 2024

A Smart Move with Smart Save

5
Opening an account with Smart Save was a very easy process. Great interest rates too! Great communication. All round a very happy customer. Reviewed on: 26th January 2024

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