Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Smartsave fixed-rate ISA

5
Smartsave Bank's fixed-rate ISA provides a reliable and secure investment option with competitive interest rates. The simplicity of their platform and transparent terms make it easy for investors to plan and achieve their financial goals. Reviewed on: 26th January 2024
Jacqui S's avatar
Jacqui S

Great customer communications and easy-to-use website.

5
I took out a 1-year fixed saver with SmartSave and was very impressed with the level of customer service, communications, and ease of use of the website; and the interest rate too obviously! Reviewed on: 26th January 2024
Steve Nunn's avatar
Steve Nunn

Very friendly and explained things to me clearly.

5
Very friendly and explained things to me clearly. I had problem - my fault - opening account. Gave clear instructions. Not to mention brilliant rates. Reviewed on: 26th January 2024
Christine N's avatar
Christine N

Very easy to open account, good easy-to-use website.

4
Very easy to open account, good easy-to-use website. Reviewed on: 26th January 2024
Em B's avatar
Em B

Good value fixed rate account.

5
Good value fixed rate account. Easy to set up administer. Reviewed on: 26th January 2024
Simon J's avatar
Simon J

Easy to set up a savings account online.

5
Easy to set up a savings account online. Reviewed on: 26th January 2024
gareth b's avatar
gareth b

Great interest rate and easy account setup

5
Easy to open account and very good interest rate Reviewed on: 26th January 2024
Suse S's avatar
Suse S

Highly competitive rates

4
The app is very easy to navigate and the interest rates are very competitive. Reviewed on: 26th January 2024
Bluefive's avatar
Bluefive

Well Pleased with investment

5
Easy investment best rate available Reviewed on: 26th January 2024
Neil H's avatar
Neil H

Easy to use website always top interest rates

5
Easy to use website always top interest rates Reviewed on: 26th January 2024
Richard W's avatar
Richard W

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill