Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

I used smart save for a one year investment.

5
I used smart save for a one year investment that proved to be the best rate at the time. Then a few months later it was time for my wife to do the same with a maturing investment of hers and SmartSave was once again the best rate at the time. Easy to set up via internet and collect the investment straight into my personal account at the end of the savings term. Altogether a happy straight forward experience. Reviewed on: 26th January 2024
adrian h's avatar
adrian h

First time I had invested with SmartSave and found t...

5
First time I had invested with SmartSave and found the whole process easy and was kept informed throughout which gave me the confidence I needed. Reviewed on: 26th January 2024
Joe 's avatar
Joe

Easy company to deal with and to set up a savings ac...

4
Easy company to deal with and to set up a savings account. Would recommend Reviewed on: 26th January 2024
Michael H's avatar
Michael H

Simple and competitive

5
Straightforward to open account and keep tabs on it online. Competitive interest rate Reviewed on: 26th January 2024
Nick U's avatar
Nick U

Excellent savings product with market leading rates...

5
Excellent savings product with market leading rates of interest Reviewed on: 26th January 2024
John B's avatar
John B

Interest is crucial

3
To be honest, I can't remember using smartsave, so I think I will have tried it and then concluded that it wasn't all that useful. If interst is lower than elsewhere, the SmartSave thing to do is to move. Reviewed on: 26th January 2024
Tom's avatar
Tom

Great online service.

5
Great online service. Easy access and very good communication. Reviewed on: 26th January 2024
Clare S's avatar
Clare S

Good interest rate

5
Good interest rate, website easy to use. Reviewed on: 26th January 2024
Allison E's avatar
Allison E

So easy it’s forgettable!

5
I think the best thing about my experience is that it was so easy I barely remember it! You often remember financial arrangements by the parts that were difficult. Setting up my one year fixed interest savings account was simple and comprehensive from start to finish. Thank you! Reviewed on: 26th January 2024
KAY 's avatar
KAY

Great results!

5
Easy to set up and administer. Great results! Reviewed on: 26th January 2024
Fiona J's avatar
Fiona J

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill