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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

I would like to see the growth of my savings evidenc...

4
I would like to see the growth of my savings evidenced, currently I only see the amount lodged. Reviewed on: 26th January 2024
Raph Ledgerd's avatar
Raph Ledgerd

So easy to work with excellent service and always av...

5
So easy to work with excellent service and always available to contact for any assistance or advice Reviewed on: 26th January 2024
Wes's avatar
Wes

Excellent Savings Account

5
The account was very easy to setup and it is giving a great interest rate. It's a pity that the big banks are not following Smart saves example. Reviewed on: 26th January 2024
Michael Beattie's avatar
Michael Beattie

Great interest rate on 1 year fixed

5
Great interest rate on 1 year fixed Reviewed on: 26th January 2024
Varinder S's avatar
Varinder S

Super simple and reliable service!

5
Super simple and reliable service! It’s given me piece of mind and I love how easy the website is to navigate. A great interest rate too! Reviewed on: 26th January 2024
Sophie W's avatar
Sophie W

Smart money doesn’t sting!

5
East account to open, access is also easy. At the time I opened my account t the interest rate was one of the best. Happy all round Reviewed on: 26th January 2024
Siobhan Birler's avatar
Siobhan Birler

We havent taken out any savings so why send a questi...

1
We havent taken out any savings so why send a questionare? Reviewed on: 26th January 2024
Barry B's avatar
Barry B

Simple straight forward advice and reliable

4
Simple straight forward advice and reliable Reviewed on: 26th January 2024
David's avatar
David

Excellent

5
No problems at all - a bank you can reply on Reviewed on: 26th January 2024
Paul 's avatar
Paul

Overall no complaints.

5
Overall no complaints. Easy to move funds in and out and great rate. Reviewed on: 26th January 2024
Tim W's avatar
Tim W

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