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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

No complaints!

5
I have had no issues with SmartSave and the interest rate offered at the time was very competitive. Reviewed on: 26th January 2024
Saz's avatar
Saz

quick and easy transfer and clear terns of condition...

5
quick and easy transfer and clear terns of conditions and best deal around finance market Reviewed on: 26th January 2024
Maciej Slowik's avatar
Maciej Slowik

Smart save is excellent for investment

5
Smart save is excellent for investment Reviewed on: 26th January 2024
Katrina R's avatar
Katrina R

This company does all it states.

5
Simple to set up and use, gives a decent rate of interest Reviewed on: 26th January 2024
Paul k9's avatar
Paul k9

Deceitful organisation

1
Deceitful organisation who does not include all information in T&Cs. I.e. interest end on the date of notification of a death. Furthermore complaints team unwilling to provide information requested. Reviewed on: 26th January 2024
Eamonn McGrory 's avatar
Eamonn McGrory

Good so far...

4
Good so far. Interest rates went up after I opened a fixed account though so I didn't get the best deal considering I haven't had access to my money for a year. All seems good so far. I'm now clear on how to withdraw my funds and when to do this so that I get my interest but also I want to avoid automatically reinvesting for another year and I am not clear on if this would happen. Reviewed on: 26th January 2024
Katew's avatar
Katew

Easy Does It

5
Easy to use website, good interest rate Reviewed on: 26th January 2024
Dave E's avatar
Dave E

straight talking.

5
quick.fast clear instructions,it does what it says on the tin.good rate of return and within the frs max. Reviewed on: 26th January 2024
helen d's avatar
helen d

Suitable for all types of savers

4
Good interest rates, strong customer communication, suitable for savings if all different volumes. Easy to manager on the account and keep up to date. Simple to understand terms and conditions that make it simple to follow Reviewed on: 26th January 2024
Dhwkcb's avatar
Dhwkcb

Hassle free investing

5
Hassle free app means you can invest and forget it. Very clear instructions at maturity with various options. Market leading rates. A super easy fantastic investment. Five stars all the way. Reviewed on: 26th January 2024
Robert K's avatar
Robert K

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