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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

No probs - happy with the product

5
No probs - happy with the product Reviewed on: 26th January 2024
Carole B's avatar
Carole B

Easy to open a savings account so far so good chosen...

5
Easy to open a savings account so far so good chosen this bank after reading reviews Reviewed on: 26th January 2024
Ann Giblin's avatar
Ann Giblin

Efficient process in setting up a savings account.

5
Efficient process in setting up a savings account. Competitive rate offered. Reviewed on: 26th January 2024
Sally P's avatar
Sally P

Good interest rstes/easy to open

5
I have been happy with the interest rate and simple way of doing things.. I would recommend SmartSave bank. Reviewed on: 26th January 2024
Joyce Kidd's avatar
Joyce Kidd

Great interest rate

5
Clear instructions. Easy log on to view account. Quick and easy to do Reviewed on: 26th January 2024
Lorraine H's avatar
Lorraine H

Easy setup and no issues!

5
I haven't needed to engage with customer services, but I found the setup process and accessing information about my account very easy. I would recommend to a friend for the ease of use and hold interest rates! Reviewed on: 26th January 2024
morug's avatar
morug

easy peasy

5
great and easy interface and process Reviewed on: 26th January 2024
Sarah's avatar
Sarah

Very helpful company

5
Smartsave were so helpful in setting up this account as I am not very technical minded. They are easy to get through to and easy to understand. Also very patient. Reviewed on: 26th January 2024
Jacqueline H's avatar
Jacqueline H

Straightforward & best rate at time

4
Straightforward online investment of funds in fixed rate bond, best rate on market. Reviewed on: 26th January 2024
Sarah's avatar
Sarah

I was a little nervous at first but everything is ve...

5
I was a little nervous at first but everything is very good Reviewed on: 26th January 2024
Joan S's avatar
Joan S

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