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SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Simple to set up account and no issues checking how...

5
Simple to set up account and no issues checking how it was doing Reviewed on: 26th January 2024
Abbey D's avatar
Abbey D

Easy peasy

5
Easy to understand instructions and thus easy to set up online savings, have recommended to friends and family for investment Reviewed on: 26th January 2024
Ruth P's avatar
Ruth P

Great rates.

5
Great rates. Easy to use app. Good communication Reviewed on: 26th January 2024
Simon C's avatar
Simon C

Very easy to open up an account.

5
Very easy to open up an account. No problems so far a month it. Easy to use Web portal with very clear information and help to get everything sorted. Would recommend Reviewed on: 26th January 2024
M H's avatar
M H

Happy customer

5
Very reliable and easy to save with. I would definitely recommend saving with them in the future. It was a shame interest rates not great at the time, but that’s finance for you. Reviewed on: 26th January 2024
Nicola D's avatar
Nicola D

Well I currently have £21500 in an account with smar...

5
Well I currently have £21500 in an account with smart save and most likely will put it straight back into account again as the staff are very helpful and everything is very easy to do I'm not the best at these things and I done it with zero struggles Reviewed on: 26th January 2024
Jordan a's avatar
Jordan a

A very good experience

5
Easy to follow instructions on the website, very good rates of interest. Reviewed on: 26th January 2024
Joe Gabay's avatar
Joe Gabay

Fabulous bank .

5
A good innovative new way to save. Reviewed on: 26th January 2024
Sue R's avatar
Sue R

Easy, convenient and good value

5
Easy to set up, if there had been any queries they were answer quickly. Have reinvested for second year! Reviewed on: 26th January 2024
Wendy S's avatar
Wendy S

Little in the way of ongoing communication.

3
Little in the way of ongoing communication. Reviewed on: 26th January 2024
Angus F's avatar
Angus F

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