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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

very good rates at this time with this bank.

4
very good rates at this time with this bank. Reviewed on: 26th January 2024

Easy to use and switch your accounts

4
Easy to use and switch your accounts Reviewed on: 26th January 2024

simple clear online process to open the account and...

5
simple clear online process to open the account and then to reinvest on maturity, good interest rate. Reviewed on: 26th January 2024

Easy to set up and use.

5
Easy to set up and use. Great communication and I felt looked after. Reviewed on: 26th January 2024

The smart choice.

4
When I deposited my savings Smartsave were offering the best savings interest rate. Reviewed on: 26th January 2024

Easy to access.

5
It was easy and straight forward to add money. Reviewed on: 26th January 2024

1 year customer

5
I've used Smartsave for a year now and am very happy with their service, I've had no problems Reviewed on: 26th January 2024

A problem and hassle free saving experi

5
A problem and hassle free saving experi Reviewed on: 26th January 2024

Very user friendly platform, competitive savings rat...

5
Very user friendly platform, competitive savings rates, clear and timely communication. recommended Reviewed on: 26th January 2024

Very easy app to use and the best saving percentage...

5
Very easy app to use and the best saving percentage I could find on my savings at that time Reviewed on: 26th January 2024

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