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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

So easy to set up a high earning account

5
So easy to set up a high earning account Reviewed on: 26th January 2024
Theresa m's avatar
Theresa m

Super easy to use, good online account/portal

5
Super easy to use, good online account/portal Reviewed on: 26th January 2024
Angharad L's avatar
Angharad L

Savings account A plus

5
Easy to set up savings account, good communication. Website works great and happy to reinvest. Reviewed on: 26th January 2024
Mark M's avatar
Mark M

Reassuring customer service

4
I was nervous making a large transfer and called to double check the account details and they were very understanding and reassuring. Reviewed on: 26th January 2024
Laura 's avatar
Laura

Very good return on my savings .

5
Very good return on my savings . Reviewed on: 26th January 2024
Sandra piper's avatar
Sandra piper

I’ve been a customer for 5 years now.

5
I’ve been a customer for 5 years now. Everything works very smoothly, all communication happens online, no glitches whatsoever. Reviewed on: 26th January 2024
Irina R's avatar
Irina R

competitive interest rate

5
Smartsave offered a competitive interest rate before other many other providers on their 1 year fixed no access savings account. Reviewed on: 26th January 2024
Dervla's avatar
Dervla

I have had a positive experience with SmartSave thus...

5
I have had a positive experience with SmartSave thus far since depositing money into a one year fixed account. No complaints so far as it’s all good Reviewed on: 26th January 2024
Mark's avatar
Mark

Online service is very good.

5
The website is very good. All transactions were easy and very straightforward. I was able to complete everything I wanted to do very easily. Reviewed on: 26th January 2024
Tony G's avatar
Tony G

Very easy to set up, simple dashboard via good user...

5
Very easy to set up, simple dashboard via good user interface Reviewed on: 26th January 2024
Keith B's avatar
Keith B

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