Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

A bank with occasional good rates

3
A bank with occasional good rates Reviewed on: 26th January 2024
Barbara J's avatar
Barbara J

Straightforward

5
I don’t really have an experience. I put money in and it earns interest. Very easy. Reviewed on: 26th January 2024
Nick Fuller 's avatar
Nick Fuller

It was satisfactory but could have been improved mor...

3
It was satisfactory but could have been improved more by offering further information about other offers Reviewed on: 26th January 2024
Joseph L's avatar
Joseph L

Good account for savings, i would definitely recommend

5
Good account for savings, i would definitely recommend Reviewed on: 26th January 2024
SK's avatar
SK

I don't have any complaints about their service.

4
I don't have any complaints about their service. The bank account is as advertised. Reviewed on: 26th January 2024
Paul Y's avatar
Paul Y

I am a new customer but the AER is very good.

5
I am a new customer but the AER is very good. Recommended by D. Sandler, financial journalist Reviewed on: 26th January 2024
LORNA S's avatar
LORNA S

Easy process & any Q responded to promptly In the...

5
Easy process & any Q responded to promptly In the future an app would be good Reviewed on: 26th January 2024
John M's avatar
John M

Top interest rates

5
Very good interest rate and easy to set up an account Reviewed on: 26th January 2024
David 's avatar
David

Extremely easy process to apply and set up savings a...

5
Extremely easy process to apply and set up savings account offering top interest rate. Easy to access savings from account. Reviewed on: 26th January 2024
Michael O's avatar
Michael O

Easy and great rate!.

5
What’s to say a simple way to save, good interest rate earned! Reviewed on: 26th January 2024
xpb55x's avatar
xpb55x

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill