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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

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SmartSave Savings reviews (2549)

Money grows

5
Great interest rates. Easy to use and watch your money grow. Very good experience Reviewed on: 26th January 2024
Janet Parkin's avatar
Janet Parkin

Phew! That was easy, thankyou Smartsave .

5
Easy and simple, a feeling of security for my hard earned money Reviewed on: 26th January 2024
John's avatar
John

Saw smartsave on Martin Lewis show.

5
Saw smartsave on Martin Lewis show. So easy to access, no fuss, took minutes to do. Re invested after a year. Really happy with info, interest rate. Got reminders near to the 12 month period. No brainer. Reviewed on: 26th January 2024
Virginia P's avatar
Virginia P

Easy to use online

5
Easy to use online services that provides clear information Reviewed on: 26th January 2024
Sharon 's avatar
Sharon

Easy and safe.

5
Easy and safe. And an above average interest rate. Reviewed on: 26th January 2024
Trevor h's avatar
Trevor h

Good rates of interest and easy to set up will defin...

5
Good rates of interest and easy to set up will definitely use again. Reviewed on: 26th January 2024
DAVID G's avatar
DAVID G

Great Bank

5
No fuss just a great bank. The name tells you all you need to know, great interest rates. Reviewed on: 26th January 2024
DAVID B's avatar
DAVID B

Great Customer service.

5
Great Customer service. Easy to open the account with clear instructions on the application. Online banking smooth and easy to use Reviewed on: 26th January 2024
Joanne A's avatar
Joanne A

Quick and easy way to invest or reinvest your money...

5
Quick and easy way to invest or reinvest your money Reviewed on: 26th January 2024
Pamela K's avatar
Pamela K

Never had any issues.

5
Never had any issues. It was easy to open a hew account online. Reviewed on: 26th January 2024
Natalija's avatar
Natalija

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