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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Smart savings

5
Easy to open an account, good interest rate at the time I opened the (fixed-rate) account, not too many annoying emails. Reviewed on: 26th January 2024
Chris D's avatar
Chris D

So easy to set up.

5
So easy to set up. And easy to monitor. Best rate on market at the time Reviewed on: 26th January 2024
Chris W's avatar
Chris W

Nothing could have been easier in my dealings with S...

5
Nothing could have been easier in my dealings with Smartsave. And a very excellent rate too. Reviewed on: 26th January 2024
Clive Boddington's avatar
Clive Boddington

Lack of communication

5
Haven’t had much interaction since I opened my account Reviewed on: 26th January 2024
Lesley P's avatar
Lesley P

Easy to use.

5
Easy to use. Straightforward process. Reviewed on: 26th January 2024
Gerry R's avatar
Gerry R

The Savers Bank with good rewards

4
Good banking experience with competitive interest rates for savers. Reviewed on: 26th January 2024
Michelle G's avatar
Michelle G

Best online savings account I’ve ever had

5
Very easy to set up the account online. Completely stress free and a great interest rate. I know exactly how much interest I’ll be getting and when I’ll be getting it. What more do you need? Reviewed on: 26th January 2024
Steven's avatar
Steven

Smartsave Review

4
At the time I invested your rates were competitive and they still are and that is the main consideration when deciding where to put my money Reviewed on: 26th January 2024
Julia H's avatar
Julia H

No unnecessary contact.

5
No unnecessary contact. No constant badgering as regards unnecessary information. I have made my deposit and until maturity that is all that I need to do. Reviewed on: 26th January 2024
Nicholas W's avatar
Nicholas W

Savings at best!

5
.Great company, great place to put my money and so welcoming and helpful on my queries. Reviewed on: 26th January 2024
Paul N's avatar
Paul N

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