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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy accessible banking which is easy to access any...

5
Easy accessible banking which is easy to access any time Reviewed on: 26th January 2024
Helen Baxter's avatar
Helen Baxter

Easy to open account.

5
Easy to open account. Quick response when had query. Would recommend. Reviewed on: 26th January 2024
Lin D's avatar
Lin D

Great fixed savings rate

5
I chose smart save because it offered the best fixed rate savings account on the market. Its great value, really easy to use, and overall trustworthy. I’m happy with my experience so far Reviewed on: 26th January 2024
Megan R's avatar
Megan R

Great experience ...

5
Great experience with easy to set up and manage online Reviewed on: 26th January 2024
Julie D's avatar
Julie D

I have had an excellent service from yourselves.

5
I have had an excellent service from yourselves. People I spoke to were very helpful. Reviewed on: 26th January 2024
Sital parmar's avatar
Sital parmar

Smartsave are first class!

5
Smartsave offer excellent interest rates. Communication is first class. The investment process is straightforward. Reviewed on: 26th January 2024
Doris Patterson's avatar
Doris Patterson

I have used smartsave for many years

5
I have used smartsave for many years, but alwayd do due diligence before investing. Reviewed on: 26th January 2024
Andrew D's avatar
Andrew D

Easy to manage

4
Account was easy to open and manage online Reviewed on: 26th January 2024
Simon K's avatar
Simon K

Good savings rate and easy application.

4
Good savings rate and a particularly easy application process and follow-up. Reviewed on: 26th January 2024
RosemaryM's avatar
RosemaryM

Great rates for savings with easy set up on new acco...

5
Great rates for savings with easy set up on new accounts and transfers of matured funds. Would recommend as long as rates are competitive. Good luck at the awards Reviewed on: 26th January 2024
Stewart E's avatar
Stewart E

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