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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

My money is safe with SmartSave

5
I feel my money is safe an covered by £85000 default. Invested 2 years ago and reinvested last year. Will do the same when my deposit matures Reviewed on: 26th January 2024
David 's avatar
David

No issues, plan to renew

5
No issues, never needed customer service, could do with more contact over the period. Good interest rates , planning to renew Reviewed on: 26th January 2024
Anna R's avatar
Anna R

Very professional and easy to use website

5
Very professional and easy to use website Reviewed on: 26th January 2024
patmdoyle@aol.com's avatar
[email protected]

SmartSave is great you get what it says on the tin

4
SmartSave is great you get what it says on the tin and due to little to no unnecessary communications you almost forget your money is gaining interest somewhere else. Part of me does value the silence but a quarterly reminder that we are saving together would not hurt. All in all simple clean interface and I’ve had no issues. Reviewed on: 26th January 2024
Merry 's avatar
Merry

Very easy to set up an account and very good email c...

5
Very easy to set up an account and very good email contact. I have not had to deal with customer services so that’s a good thing.. Reviewed on: 26th January 2024
Maggie B's avatar
Maggie B

easy to setup.

4
it was easy to setup, just not much communication after. Reviewed on: 26th January 2024
H T's avatar
H T

I have a one year account

4
I have a one year account - setting up and depositing money was easy, we'll see how easy it is when the account matures! How many characters do I need to use for this review? Not much more to say really Reviewed on: 26th January 2024
John's avatar
John

Good on line process & access to manage account.

5
Good on line process & access to manage account. Reviewed on: 26th January 2024
Edinburgh lady's avatar
Edinburgh lady

Easy to do online

5
Easy to do online guided through from start to finish would recomend to anyone good intrest rate Reviewed on: 26th January 2024
Ian Holroyd's avatar
Ian Holroyd

To Use Again

5
Easy to use, no problems. Great rates. Reviewed on: 26th January 2024
M R's avatar
M R

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