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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Excellent!!!!

5
Super clear, transparent and easy to use! Great interest rates. Great customer service!!! Reviewed on: 26th January 2024
danielwigley1212@hotmail.co.uk's avatar
[email protected]

Straightforward and easy to set up.

5
Straightforward and easy to set up. Reviewed on: 26th January 2024
Emma's avatar
Emma

First port of call for savings accounts

5
Exceptionally clear, straightforward website, which provides all the information needed. It’s simply a pity that you can’t have more than one savings account operating at the same time, which would allow for date overlaps. Very competitive savings rates always. Reviewed on: 26th January 2024
Susan P's avatar
Susan P

Totally positive.

5
Totally positive. I chose a SmartSave 1 yr fixed rate Bond because it had the best interest rate. It has been very straightforward and will mature in June. Reviewed on: 26th January 2024
Jane W's avatar
Jane W

Plain Sailing!

5
I found the website really easy to use and everything ran like clockwork. Obviously it was the great interest rate that attracted me but luckily the service is there to back it up and make it a very smooth experience. Reviewed on: 26th January 2024
Lucy A's avatar
Lucy A

Was a bit wary to start with but it turned out to be...

5
Was a bit wary to start with but it turned out to be a hassle free pleasant experience. Would definitely recommend. Reviewed on: 26th January 2024
Alistair D's avatar
Alistair D

Very easy and clear website, simple and clear comuni...

5
Very easy and clear website, simple and clear comunication from Smartsave. Reviewed on: 26th January 2024
dave m's avatar
dave m

A great company offering competitive rates that has...

5
A great company offering competitive rates that has kept me informed without a hard sell approach of their other products. I have one product now maturing and have no hesitation in reinvesting with them. Reviewed on: 26th January 2024
Graham H's avatar
Graham H

The Smart place to Save your money!

5
SmartSave have an easy to understand approach, with clear instructions to set up your account. Rates are very clear and once you are up & running, it's a breeze to log in and check the status of your account. On top of all that, they offer extremely good rates of interest to savers like me. Reviewed on: 26th January 2024
Mark W's avatar
Mark W

Wanted a higher rate of saving than my bank was offe...

5
Wanted a higher rate of saving than my bank was offering during the inflation period last year. Smart save had the best rates and was a simple process to get my account all set up. Reviewed on: 26th January 2024
Scott C's avatar
Scott C

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