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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Consistently good rates, very easy account setup pro...

5
Consistently good rates, very easy account setup process. Reviewed on: 26th January 2024
Matthew G's avatar
Matthew G

From the beginning felt reassured & helped.

5
From the beginning felt reassured & helped. Good customer service & nothing was too much trouble. Reviewed on: 26th January 2024
Shelia C's avatar
Shelia C

Very good interest rate and easy online application.

5
Very good interest rate and easy online application. Reviewed on: 26th January 2024
John 's avatar
John

Change of nominated bank a nightmare

3
Change of nominated bank a nightmare and still not resolved?? Reviewed on: 26th January 2024
Gary t's avatar
Gary t

It was very straighforward to set up a SmartSave sav...

5
It was very straighforward to set up a SmartSave savings account and the interest rate was good. Reviewed on: 26th January 2024
Diana V's avatar
Diana V

Customer friendly organisation

5
Very easy to use website. Clear guidance and good interest rates. Will invest again with this company Reviewed on: 26th January 2024
Diana T's avatar
Diana T

Very easy to open account and easy to transfer money

5
Very easy to open account and easy to transfer money Reviewed on: 26th January 2024
Ble K's avatar
Ble K

Easy and sleek system

5
Was hesitant at first about sending deposit to a bank account and inputting details, rather than it depositing straight from my bank account, so maybe this could be explained. Other than that very easy to use and good interface and interest rate. Reviewed on: 26th January 2024
Anna's avatar
Anna

Very easy to use people, very helpful, good reputati...

5
Very easy to use people, very helpful, good reputation product Reviewed on: 26th January 2024
Lyn F's avatar
Lyn F

Simple good process.

5
Simple good process. Easy to check and good outcome Reviewed on: 26th January 2024
Rob H's avatar
Rob H

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