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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great savings when you need it most

5
Great savings when you need it most Reviewed on: 26th January 2024
Neil G's avatar
Neil G

Really really easy to use with good rates

5
Really really easy to use with good rates Reviewed on: 26th January 2024
Christina P's avatar
Christina P

An excellent experience

5
Opening my account with SmartSave was easy, the communication has been helpful and timely. Overall an excellent experience. Reviewed on: 26th January 2024
Barbara G's avatar
Barbara G

Good and extremely competitive interest rates.

5
Good and extremely competitive interest rates. Reviewed on: 26th January 2024
Mary E's avatar
Mary E

Review Informative, keeps me updated on investments

4
Informative, keeps me updated on investments Reviewed on: 26th January 2024
Sara L's avatar
Sara L

A good company.

5
Investing was easy, the rate of interest was good and I had no problems with SmartSave. Reviewed on: 26th January 2024
Tony graham's avatar
Tony graham

Easy account management and great rates

4
I found it very easy to set up and manage my SmartSave account, and the interest rates on offer were very competitive. My one piece of feedback is that it would be great to be able to operate multiple accounts at once. Reviewed on: 26th January 2024
David L's avatar
David L

Great Experience

5
Never had a bad experience with Smart Save - always provides great value and easy to administer. Reviewed on: 26th January 2024
AES's avatar
AES

Easy to set up accounts

5
Easy to set up accounts, easy to understand and navigate the website. Good rates of interest provided Reviewed on: 26th January 2024
Gavin D's avatar
Gavin D

Couldn't Be Simpler

5
Very clear and uncomplicated website helped me quickly find an investment that suited me. It was simple to compare investments with other providers and SmartSave offered the best deals around at the time I invested in a term deposit bond. Reviewed on: 26th January 2024
Philip C's avatar
Philip C

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