Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

1yr fixed acc - highest rate on the market, fab support

5
1 year fixed savings account - highest rate on the market at the time. I tried to deposit the money from an account other than the account I nominated and the support team were quick to inform me of the error so that I could rectify. I received multiple emails on the countdown to my 1 year expiring and was able to decide what to do in plenty of time. Have recommended to family and both my mum and sister now have accounts with smartsave. I removed my money from the account at expiry but moved it back into a new 1 year fixed a few days later as SmartSave was still the highest rate!! Reviewed on: 26th January 2024
Laura T's avatar
Laura T

Excellent customer service

5
Excellent customer service and good interest rates Reviewed on: 26th January 2024
Vik Singh 's avatar
Vik Singh

smart save account

3
Easy to open the account online and competitive interest rate, the bond has not matured yet so unable to comment on the process of re-investing or taking money out Reviewed on: 26th January 2024
pt123's avatar
pt123

My experience

5
Easy to understand. Clear instructions. Good support when needed. Reviewed on: 26th January 2024
A T S's avatar
A T S

more contact

3
don`t here from them enough ,almost like you don`t have savings with them ,i have other saving accounts with other providers and receive regular updates . Reviewed on: 26th January 2024
robert w's avatar
robert w

Easy online website.

5
Easy online website. Good interest rate. Secure online and mobile banking. Reviewed on: 26th January 2024
Kenzo's avatar
Kenzo

Excellent interest rate and easy to use website.

5
Excellent interest rate and easy to use website. No qualms about recommending to friends and family… Reviewed on: 26th January 2024
Martin Wills's avatar
Martin Wills

Website easy to follow and good savings rate

5
Found website easy to follow and rates very good when others were quite low. Only rated good for customer services as never had any problems that I needed to contact Smartsave about. Reviewed on: 26th January 2024
Sheila's avatar
Sheila

Best rate for a 1 year fix at time of tasking.

4
Best rate for a 1 year fix at tomr i was looking. Easy to set up and no issues Reviewed on: 26th January 2024
Norma A's avatar
Norma A

Very smooth to set up, and a great interest rate was...

5
Very smooth to set up, and a great interest rate was offered! Reviewed on: 26th January 2024
Robert 's avatar
Robert

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill