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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Hidden in small print - unable to close account unle...

Hidden in small print - unable to close account unless bankruptcy??? Reviewed on: 26th January 2024

Good product easy to set up then renew.

Good product easy to set up then renew. Very competitive rates Reviewed on: 26th January 2024

First Time User

Very quick and comprehensive easy to use and open account. Informative and great rates. Reviewed on: 26th January 2024

Efficient and accurate.

Efficient and accurate. Very reliable. Reviewed on: 26th January 2024

Very good but could do with a app

Very good but could do with a app Reviewed on: 26th January 2024

Straightforward and no fuss.

Very straightforward onboarding process with clear instructions. No issues around logging in to the account. Reviewed on: 26th January 2024

Very easy to set up account online.

Very easy to set up account online. Excellent communication at all stages plus a great rate! Reviewed on: 26th January 2024

Great all round

Easy to access. Easy to set up and competitive interest rates. Very happy with this investment and would use them again and recommend Reviewed on: 26th January 2024

I have a fixed term savings bond.

I have a fixed term savings bond. The rate of interest was (and remains) very competitive. The product hasn’t matured yet, so I can’t comment on fulfilment aspects of Smartsave’s customer service. Everything else I’ve experienced has been fine though. Reviewed on: 26th January 2024

Easy to open and manage.

Easy to open and manage. Recommended by reputable advice sites. Reviewed on: 26th January 2024

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View resource hub

SmartSave: Savings reviews

200% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review SmartSave: Savings now

SmartSave Savings reviews (2549)

Hidden in small print - unable to close account unle...

Good product easy to set up then renew.

First Time User

Efficient and accurate.

Very good but could do with a app

Straightforward and no fuss.

Very easy to set up account online.

Great all round

I have a fixed term savings bond.

Easy to open and manage.

Review SmartSave: Savings now

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